Monthly Challenges

Obey all traffic laws, including always wearing a seatbelt, not texting while driving, and using hands-free device with phone while driving.
Wear a helmet when biking, skateboarding, skiing, and/or participating in other hazardous outdoor recreational activities (if applicable).
Wear protective eyewear when using saws, edgers, or other hazardous equipment (if applicable).
Maintain a personal spending plan or budget.

Events & Annual Challenges

Complete an emergency preparedness plan with food and water for at least 24 hours, preferably 72 hours.
Install working smoke alarm(s) and CO2 detectors in your home.
Place a small emergency kit in your car.
Follow a personal spending plan/budget during the year.
Take the